Helpful Factors to Consider When Getting Divorced

Helpful Factors to Consider When Getting Divorced

Divorce Financial Settlements: The Process

Although coming to a decision to get divorced is often a difficult process, it is the next step of launching proceedings that is the more challenging, and potentially treacherous, road to embark on if one does not know how to properly navigate it. Spouses can often feel that parting ways in a fair manner that doesn’t leave them financially maimed or disadvantaged is a hard thing to achieve, but it is certainly not impossible when keeping some of the following factors in mind.

Communication – The Golden Rule

Generally, the biggest drain on a divorcing couple’s finances is the legal bill that comes hand in hand with prolonged litigation surrounding any disagreements they may have over ‘who gets what’. Child custody is an obvious point of contention here, but the division of any assets owned by spouses is also a very sensitive subject.

As such, if amicable communication has completely broken down when discussing these arrangements, couples will usually begin liaising with each other via the respective solicitors they’ve hired to fight for their case. Solicitors bill on an hourly rate for any work done on behalf of a client and so the cost of having them do this can easily snowball. This, in addition to court fees, can often lead to a divorce costing anywhere from £50k – £100k in total.Pet Custody: Who Keeps The Pet After A Breakup?

It is therefore important to consider what you may be able to do in order to foster open and amicable communication between you and your spouse as you negotiate your financial and child custody arrangements. Mediation can be an excellent avenue to consider in this respect, particularly seeing as this helps to minimise cost while also facilitating mutual compromise and promoting a smoother relational transition from being spouses to co-parents or ex-partners.

Don’t Overlook Your Pension

The general rule for legislation in the financial arrangements of a divorce is that any assets in the name of both spouses (property, savings, investments, furniture, cars etc.) is considered to be part of the ‘marital pot’ which is then divided between spouses. However, this  usually also extends to personal assets which are not jointly owned, and this is why many couples opt to agree on a prenup before getting married.

One’s pension can often be overlooked here as other more prominent assets like the family home or joint investments are considered, but it also legally ‘falls into the pot’ to be divided between spouses. As such, it’s important not to underestimate its value given that it often accounts for one of the most significant portions of a couple’s assets.

Pensions are usually dealt with in one of three ways during divorce proceedings:

  • Pension Sharing: this involves a portion or the entirety of one spouse’s pensions being transferred to the other and is a sometimes popular option as it allows for a ‘clean break’
  • Pension Offsetting: this involves utilising the value of pensions to be ‘offset’ against the value of other assets during negotiations, but it can leave the disenfranchised partner with very little left for their retirement
  • Pensions Attachment Orders: this involves one partner having to pay a portion of their pension to the other once pension payments start being made, however, payments only cease when that person dies

Making sure that you plan for and employ a method that best protects your pension should always be a priority when preparing to get a divorce. Your retirement may well depend on it.

Doing Your Paperwork Independently

In the event that you have been able to keep amicable communication between you and your spouse open and consistent, you may also want to consider another avenue to minimise cost – completing and filing your divorce paperwork yourself. This is only advisable however if you have been able to come to a clear-cut agreement with your partner as to how your savings, property(s), pensions, and other possessions will be divided between you when you separate – child custody arrangements obviously also need to have been agreed upon.

A Guide To No-fault DivorcesApplying to the court for a divorce in this manner will still cost several hundred pounds if you live in the England or Wales. Further, the cost of a Consent Order to officiate the division of your assets will come to about £50. Bear in mind, however, that even though you may wish to take this route, the courts may not always deem your divorce application to be acceptable and so it is generally recommended that you seek some kind of legal advice or support from a professional.

Our solicitors at Grayfords have a wealth of experience in dealing with every aspect of the marriage process and understand the legal intricacies of managing divorces, prenups, financial arrangements, and child arrangements. We pride ourselves in being able to assist our clients in dealing with these issues in whatever capacity they choose – whether that’s managing the entire affair or only coming on board for a set task – and can help you to navigate any of the themes mentioned above if they are relevant to you. Don’t hesitate to book a free consultation with one of our legal team to find out more.

Scroll to Top


Your submission was successful.

Regular Catch-up Strategies

At Grayfords, we understand the importance of developing effective strategies to achieve the desired outcomes for our clients in family law and private client law matters. That's why we prioritise regular catch-up strategies to ensure that your case is handled efficiently and aligned with your goals. 

As experienced family and private client lawyers, and strategy experts, we recognise that every case is unique and requires a tailored approach. Through regular catch-up sessions, we engage in open and collaborative discussions with our clients to gain a thorough understanding of their objectives, concerns, and preferences. These ‘catch-ups’ allow us to assess the progress of your case, identify any evolving needs or challenges, and adjust our strategies accordingly. We are also then able to put in place any personal support our clients may need should they wish to avail themselves of our coaching and therapy & mental health services at any point during their legal matter.

By maintaining regular communication, we can provide you with updates on the status of your case, share important information, and address any questions or concerns you may have. This proactive approach ensures that you are actively involved in the decision-making process and empowers you to make informed choices throughout the legal proceedings. 

Our aim is to ensure that your case is being handled in the most efficient and effective way possible. Through our regular catch-up strategies, we can evaluate the success of our current strategies, make necessary adjustments, and optimise our approach to maximise the chances of achieving a favourable outcome for you. 

At Grayfords, we value your input and understand that your goals are essential to the success of your case. Our commitment to regular catch-up strategies reflects our dedication to providing personalised and client-centered legal services. By working together, we can create a strong partnership and develop strategies that align with your vision and aspirations. 

Strategic Partnerships​

At Grayfords, we believe in the power of strategic partnerships to enhance the quality and efficiency of our legal services. We understand that legal matters often require expertise in various specialised areas, and that's why we have established strong relationships with trusted and renowned specialists in both family law, private client law, and therapy and mental health support.

Our strategic partnerships enable us to provide a streamlined and comprehensive legal service to our clients. When your case requires consultation or assistance in specific areas of the law, we have the resources and connections to quickly and efficiently engage the right experts. 

Whether it's a complex family law issue or a multifaceted private client law matter, our network of trusted specialists allows us to draw upon their knowledge and experience to provide the best possible advice and representation for our clients. These partnerships ensure that we can offer comprehensive solutions that address all aspects of your case, providing you with a holistic approach to your legal (and personal) needs. 

By collaborating with specialists in various legal fields, we can navigate intricate legal challenges more effectively, saving you time, effort, and potential complications. Our commitment to strategic partnerships means that we stay informed about the latest developments in family law and private client law, ensuring that our advice and strategies are up-to-date and relevant. 

At Grayfords, we value the importance of offering a well-rounded legal service to our clients. Our strategic partnerships enable us to tap into a wealth of expertise and resources, ultimately enhancing the quality and effectiveness of our services. You can trust that we have the necessary connections to consult with specialists whenever needed, ensuring that every aspect of your case is addressed with proficiency and efficiency while also supporting you on a personal level as needed.

Time for you

At Grayfords, we understand the value of time, and we prioritise our clients by ensuring that they receive the attention and support they need throughout their legal journey. Unlike other family law and firms, we never claim to be too busy for our clients. We believe that effective communication is essential, and our team is always accessible and responsive to your needs.

Whether you have a question, or concern, or need an update on your case, our dedicated team of family law and private client law experts will be readily available to assist you. We go the extra mile to ensure that you can reach us conveniently and promptly. You can count on us to answer your calls or reply to your messages on platforms like WhatsApp, enabling efficient and effective communication.

Our commitment to internal collaboration and dynamism ensures that there is always someone available to address your family law or private client law case. We understand that legal matters can be time-sensitive, and we strive to provide timely and accurate advice. You can rely on our team's collective knowledge and expertise to guide you through the complexities of family law and private client law.

At Grayfords, we recognise that your time is valuable, and we respect that by being responsive, accessible, and dedicated to your case. We prioritise open and transparent communication, keeping you informed and involved every step of the way. You can trust that we will dedicate the necessary time and attention to your legal matters, ensuring that you feel supported and well taken care of.

Specialised Service

At Grayfords, we offer a specialised range of services across both family law and private client law, tailored to meet the unique needs of our clients. With a focus on honesty, empathy, and pragmatism, we provide reliable legal advice that is designed to help our clients achieve success in their legal matters. 

In the realm of family law, we understand the emotional challenges that can arise during sensitive family disputes. Our team of experienced family law solicitors provides compassionate support and guidance throughout the process. Whether you are going through a divorce, child custody battle, or dealing with complex property division, we have the expertise to navigate these intricate matters while prioritising your best interests. 

In the field of private client law, we recognise the complexities and demands that business owners and HNWIs face in today's dynamic marketplace. Our private client law services encompass a wide range of areas including wealth planning, asset management, trusts, wills, probate, and lasting powers of attorney. We aim to be your trusted legal partner, offering strategic advice and solutions that align with your commercial objectives as you navigate your family matter. 

At Grayfords, we believe in fostering long-term exceptional working relationships with our clients. Our dedicated team goes above and beyond to understand your unique circumstances and provide tailored legal solutions that anticipate your individual needs. We pride ourselves on delivering an outstanding personal service level, ensuring that you feel supported and informed throughout your legal journey.  

Our ultimate goal is to alleviate the pressure and stress often associated with legal matters. We are committed to guiding you through the complexities of family law and private client law, allowing you to focus on what matters most to you. Trust Grayfords to provide you with the specialised legal services you deserve, backed by our expertise, integrity, and dedication to your success.